Home Buyers’ Guide

To buy a home, you may follow the steps below:

  1. Determine your price range and area(s) in which you are interested
    A number of factors determine the price range of homes you’ll want to preview: down payment and the amount of loan you can qualify.
  2. Get preapproval for a Loan
    To be qualified for a loan, the following factors are considered: employment history, credit history and scores, and monthly income and expenses.
  3. Decide which amenities and features
    Find out which amenities and features you must have and which would be nice but not necessary.
  4. Begin testing the market
    Identify properties that fit you and take a driving tour to find out what’s available in your price range. Explore neighborhoods to see whether this is the place you would like to live.
  5. Begin seriously looking at homes
    Exam homes with a critical eye – does the floor plan work for you, is the property in good condition? Take notes at each home you visit and re-visit homes in which you’re interested. See them at different times of the day.
  6. Make an offer
    After you’ve identified the home you want to buy, ask your agent to prepare a written offer. He/she will analyze the market and find out what other homes have sold in the area and what the condition of the houses. Then, you will arrive at a price that is reasonable and gives your offer the best chance of being accepted.

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